A short term Loan granted to dairy farmers whose milk proceed is channeled through the Sacco for a minimum 3 months.




  • Maximum loan amount granted is 9 times average of 3 month milk proceeds.

  • Maximum payment period is 12 months.

  • Interest rate of 12% flat rate spread over repayment period

  • Appraisal fee of 1%

  • Facilitation fee 2%

  • Loan secured by guarantors whose milk proceeds are processed through centenary Sacco. 

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