Long term salary loan advanced to permanent employees of the Sacco who have worked with the Sacco for minimum two years.



  • Maximum loan granted will be limited by 2/3 rule.

  • Interest rate of 10% per year on a reducing balance.

  • Loan guaranteed by salary, employment benefits, deposit ,guarantors and accepted personal assets.

  • Maximum repayment period is 60 months.

  • Crb referencing of kshs 200

  • Affidavit of kshs 200

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